Ramp Pricing in 2026: Plans, Hidden Costs & Alternatives
Quick Answer
Ramp uses custom/quote-based pricing. Corporate card + expense management that's genuinely free for the base tier. Ramp's value prop is saving you money. automated receipt matching, spend controls, and vendor price benchmarking. The co...
Ramp Plans & Pricing
- Custom limits
- Dedicated support
- ERP integrations
- Custom implementation
- Corporate cards
- 1.5% cashback
- Receipt matching
- Expense management
- Bill pay
- Accounting integrations
- Everything in Ramp
- Procurement
- Custom workflows
- Advanced controls
- Premium integrations
Full Pricing Breakdown
| Plan | Monthly Price | Annual Price | Billing | Per |
|---|---|---|---|---|
| Enterprise | Custom | — | quote | user |
| Ramp | $0 | — | monthly | flat |
| Ramp Plus | $15 | — | monthly | user |
What You Get: Ramp Features
| Feature | Included | Plan Tier | Notes |
|---|---|---|---|
| Receipt scanning | Yes | All | |
| Audit trail | Yes | All | |
| Tax preparation | No | All | |
| Accountant access | No | All | |
| Bank reconciliation | No | All | |
| Bill pay | Yes | All | |
| Double-entry accounting | No | All | |
| Expense tracking | Yes | All | |
| Inventory tracking | No | All | |
| Invoicing | No | All | |
| Mobile app | Yes | All | |
| Multi-currency | No | All | |
| Multi-entity | No | All | |
| Role-based permissions | Yes | All | |
| Time tracking | No | All | |
| API access | Yes | All | |
| Bank feeds | No | All | |
| Payroll integration | No | All | |
| Budgeting | Yes | All | |
| Custom reports | Yes | All | |
| Financial reports (P&L, Balance Sheet, Cash Flow) | Yes | All | |
| Project profitability | No | All |
What Users Say About Ramp
| Source | Rating | Reviews | Ease of Use | Support | Value |
|---|---|---|---|---|---|
| CAPTERRA | 4.7/5 | 100 | 4.6 | 4.4 | 4.7 |
| G2 | 4.8/5 | 2100 | 4.7 | 4.5 | 4.8 |
Ramp Alternatives
Looking for a Ramp alternative? Here are the top-rated expense management tools:
Is Ramp Worth It?
Corporate card + expense management that's genuinely free for the base tier. Ramp's value prop is saving you money. automated receipt matching, spend controls, and vendor price benchmarking. The corporate card has no fees and 1.5% cashback. Ramp Plus ($15/user/mo) adds procurement and advanced controls. Ramp has a free plan for getting started.
Frequently Asked Questions
Is Ramp really free?
Yes. Ramp's free tier includes corporate cards, expense management, bill pay, and accounting integrations with no monthly fee. Ramp makes money from interchange fees when you use the card. Ramp Plus ($15/user/mo) adds procurement and advanced features.