Gusto Pricing in 2026: Plans, Hidden Costs & Alternatives
Quick Answer
Gusto uses custom/quote-based pricing. Full-service payroll, benefits, and HR for small to mid-size businesses. Gusto handles payroll tax filings, W-2s, 1099s, health insurance, 401(k), and onboarding. The Simple plan at $40/mo + $6/per...
Gusto Plans & Pricing
- Everything in Plus
- Dedicated support
- HR resource center
- Compliance alerts
- Performance reviews
- Full-service payroll
- W-2/1099 filing
- Employee self-service
- Direct deposit
- Basic hiring tools
- Everything in Simple
- PTO management
- Time tracking
- Next-day direct deposit
- Workers comp
- HR support
Full Pricing Breakdown
| Plan | Monthly Price | Annual Price | Billing | Per |
|---|---|---|---|---|
| Premium | Custom | — | quote | flat |
| Simple | $40 | — | monthly | flat |
| Plus | $80 | — | monthly | flat |
Gusto Pricing History
Gusto has changed pricing 3 times in our records.
| Date | Plan | Old Price | New Price | Change |
|---|---|---|---|---|
| 2024-01-01 | Simple | $40 | $40 | Increase |
| 2024-01-01 | Simple | $40 | $40 | Increase |
| 2024-01-01 | Simple | $40 | $40 | Increase |
What You Get: Gusto Features
| Feature | Included | Plan Tier | Notes |
|---|---|---|---|
| Receipt scanning | No | All | |
| Audit trail | Yes | All | |
| Tax preparation | Yes | All | |
| Accountant access | No | All | |
| Bank reconciliation | No | All | |
| Bill pay | No | All | |
| Double-entry accounting | No | All | |
| Expense tracking | No | All | |
| Inventory tracking | No | All | |
| Invoicing | No | All | |
| Mobile app | Yes | All | |
| Multi-currency | No | All | |
| Multi-entity | No | All | |
| Role-based permissions | Yes | All | |
| Time tracking | Yes | All | |
| API access | Yes | All | |
| Bank feeds | No | All | |
| Payroll integration | Yes | All | |
| Budgeting | No | All | |
| Custom reports | No | All | |
| Financial reports (P&L, Balance Sheet, Cash Flow) | No | All | |
| Project profitability | No | All |
What Users Say About Gusto
| Source | Rating | Reviews | Ease of Use | Support | Value |
|---|---|---|---|---|---|
| CAPTERRA | 4.6/5 | 3800 | 4.5 | 4.1 | 4.3 |
| G2 | 4.5/5 | 1900 | 4.4 | 4.0 | 4.2 |
Gusto Alternatives
Looking for a Gusto alternative? Here are the top-rated payroll tools:
| Tool | Starting Price | Score |
|---|---|---|
| Rippling | $8/mo | 7.6/10 |
| Patriot Software | $17/mo | 7.4/10 |
Is Gusto Worth It?
Full-service payroll, benefits, and HR for small to mid-size businesses. Gusto handles payroll tax filings, W-2s, 1099s, health insurance, 401(k), and onboarding. The Simple plan at $40/mo + $6/person is competitive. The UI is excellent and the payroll processing is reliable.
Frequently Asked Questions
What does Gusto cost per employee?
Gusto Simple: $40/mo base + $6/person. Gusto Plus: $80/mo base + $12/person. For a 10-person company, that's $100/mo (Simple) or $200/mo (Plus). Premium is quote-based for larger companies.