FreeAgent Pricing in 2026: Plans, Hidden Costs & Alternatives
Quick Answer
FreeAgent starts at $14/monthly. UK-focused accounting for freelancers and micro-businesses. Owned by NatWest bank, which offers it free to business banking customers. Strong MTD compliance, clean UI, and excellent for UK sole tra...
FreeAgent Plans & Pricing
FreeAgent
$14
per monthly
$11/mo billed annually
- Invoicing
- Expenses
- Time tracking
- Bank feeds
- Self Assessment
- Corporation Tax
- MTD-compatible
Full Pricing Breakdown
| Plan | Monthly Price | Annual Price | Billing | Per |
|---|---|---|---|---|
| FreeAgent | $14 | $11 | monthly | flat |
What You Get: FreeAgent Features
| Feature | Included | Plan Tier | Notes |
|---|---|---|---|
| Receipt scanning | Yes | All | |
| Audit trail | Yes | All | |
| Tax preparation | Yes | All | |
| Accountant access | Yes | All | |
| Bank reconciliation | Yes | All | |
| Bill pay | Yes | All | |
| Double-entry accounting | Yes | All | |
| Expense tracking | Yes | All | |
| Inventory tracking | No | All | |
| Invoicing | Yes | All | |
| Mobile app | Yes | All | |
| Multi-currency | Yes | All | |
| Multi-entity | No | All | |
| Role-based permissions | No | All | |
| Time tracking | Yes | All | |
| API access | Yes | All | |
| Bank feeds | Yes | All | |
| Payroll integration | No | All | |
| Budgeting | No | All | |
| Custom reports | No | All | |
| Financial reports (P&L, Balance Sheet, Cash Flow) | Yes | All | |
| Project profitability | Yes | All |
What Users Say About FreeAgent
| Source | Rating | Reviews | Ease of Use | Support | Value |
|---|---|---|---|---|---|
| CAPTERRA | 4.4/5 | 160 | 4.3 | 4.1 | 4.4 |
| G2 | 4.3/5 | 60 | 4.2 | 4.0 | 4.3 |
FreeAgent Alternatives
Looking for a FreeAgent alternative? Here are the top-rated general accounting tools:
| Tool | Starting Price | Score |
|---|---|---|
| Zoho Books | Custom | 9.3/10 |
| QuickBooks Online | $30/mo | 8.6/10 |
| Xero | $15/mo | 8.4/10 |
| Sage Business Cloud | $15/mo | 8.1/10 |
| Kashoo | Custom | 7.3/10 |
Is FreeAgent Worth It?
UK-focused accounting for freelancers and micro-businesses. Owned by NatWest bank, which offers it free to business banking customers. Strong MTD compliance, clean UI, and excellent for UK sole traders. Less useful outside the UK tax system. FreeAgent offers a free trial so you can test before committing.