Bill.com Pricing in 2026: Plans, Hidden Costs & Alternatives
Quick Answer
Bill.com starts at $45/monthly per user. AP/AR automation for mid-market businesses. Bill.com automates invoice processing, approvals, and payments. It's not a full accounting system. it integrates with QBO, Xero, NetSuite, and Sage. The ...
Bill.com Plans & Pricing
Essentials
$45
per monthly / user
- AP or AR
- Invoice processing
- Approval workflows
- Sync to accounting software
Team
$55
per monthly / user
- AP + AR
- Custom roles
- Audit trail
- Dual sync
Corporate
$79
per monthly / user
- Everything in Team
- Custom approval policies
- API access
- Priority support
Full Pricing Breakdown
| Plan | Monthly Price | Annual Price | Billing | Per |
|---|---|---|---|---|
| Essentials | $45 | — | monthly | user |
| Team | $55 | — | monthly | user |
| Corporate | $79 | — | monthly | user |
What You Get: Bill.com Features
| Feature | Included | Plan Tier | Notes |
|---|---|---|---|
| Receipt scanning | No | All | |
| Audit trail | Yes | All | |
| Tax preparation | No | All | |
| Accountant access | No | All | |
| Bank reconciliation | No | All | |
| Bill pay | Yes | All | |
| Double-entry accounting | No | All | |
| Expense tracking | No | All | |
| Inventory tracking | No | All | |
| Invoicing | Yes | All | |
| Mobile app | Yes | All | |
| Multi-currency | Yes | All | |
| Multi-entity | No | All | |
| Role-based permissions | Yes | All | |
| Time tracking | No | All | |
| API access | Yes | All | |
| Bank feeds | No | All | |
| Payroll integration | No | All | |
| Budgeting | No | All | |
| Custom reports | Yes | All | |
| Financial reports (P&L, Balance Sheet, Cash Flow) | No | All | |
| Project profitability | No | All |
What Users Say About Bill.com
| Source | Rating | Reviews | Ease of Use | Support | Value |
|---|---|---|---|---|---|
| CAPTERRA | 4.3/5 | 400 | 4.0 | 3.7 | 3.8 |
| G2 | 4.4/5 | 700 | 4.1 | 3.8 | 3.9 |
Bill.com Alternatives
Looking for a Bill.com alternative? Here are the top-rated payments tools:
| Tool | Starting Price | Score |
|---|---|---|
| Melio | Custom | 4.6/10 |
Is Bill.com Worth It?
AP/AR automation for mid-market businesses. Bill.com automates invoice processing, approvals, and payments. It's not a full accounting system. it integrates with QBO, Xero, NetSuite, and Sage. The per-user pricing adds up fast, but the time savings on accounts payable are real.